Regulated & Authorised


Imperius Asset Management is regulated by the Central Bank of Ireland, as an Insurance Intermediary, which allows us to provide insurance products and services in Ireland and throughout Europe under Freedom of Services or Freedom of Establishment. If you wish to find out where we are currently permitted to work, please visit this address:


Authority to trade as an insurance intermediary is provided by the European Insurance Intermediary Directive (IMD), which sets out the permissions and limitations for companies like ours.

In brief, IMD sets out the way that intermediaries must work with clients when purchasing or managing life assurance or other insurance products.

As mentioned before, IMD is a Europe-wide directive, and every member state has agreed to abide by the terms and conditions of the document. Consumer Protection legislation, however, varies from state to state, and IMD-authorised companies need to factor in possible differences when operating under passport.

Marketing & managing portfolio bonds

Imperius Asset Management is authorised to manage investments within tax-efficient, whole of life assurance policies, sometimes known as ‘personal portfolio bonds’. Once a portfolio bond is established, a range of investments can be placed in the ‘wrapper’ for the purpose of growing the overall value of the life assurance policy.

While there is an investment element to the life assurance policies used, we do not advise on or market direct-investment products. Our role is to help a client select a mix of underlying assets that are approved by the life assurance company as suitable financial vehicles for the type of life assurance policy that has been bought.

To ensure our clients have the best opportunity for growth within the life assurance wrapper, we have partnered with Nova Group, a specialist investment advisory based in Guernsey, the Channel Islands. Constructing, reviewing and managing funds are the things that they have been doing for a very long time, and we know that our clients have a better financial future by including them in our team.